Loans

You'll appreciate our low loan rates, flexible terms, and hassle-free application process. We are dedicated to providing you with the excellent service you deserve.

Apply For A Loan 24/7

You must be a member in order to apply for a loan, or be eligible for membership.

Make-A-Payment

Make a payment on your USPS FCU loans.

Personal Loans

USPS FCU offers both secured and unsecured loans with terms up to 60 months for a major purchase, a home remodeling project or a vacation.

Vehicle Loans

We can help make buying a new or used vehicle more affordable with our low rates and extended terms.

Mortgage Loans

If you're looking to purchase your first home, step up to a larger home, or refinance, you can choose from a fixed or adjustable rate mortgage with an affordable repayment term that suits your budget.

Home Equity Loans

With a USPS FCU Home Equity Loan, you can tap into this equity to borrow the money you need today.

Line of Credit

Protect your USPS FCU Checking Account from an accidental overdraft by applying for an open-end line-of-credit.

Education Loans

U. S. Postal Service Federal Credit Union offers Education Loans with terms up to 60 months and great low rates.

Student Loan Refinance

With our consolidation loan, you can combine multiple private or federal education loans into a new single loan.

I like the benefits the USPS Credit Union provides for its customers. I especially like the new/use auto loan rate – it is considerably lower than most financial institutions. The credit union also offers family members’ services upon opening accounts. The online access to accounts is very convenient and saves time when trying to gain knowledge about your financial situations – with access 24 hours. It’s a one-stop shop for financial needs!

Kim, Member Since 1984